Unique custom cashflow options!Our nCash feature provides you with multiple options to withdraw a fixed or a customized amount periodically from your investments.
We are finzy
finzy is India's premier peer to peer lending portal. We have been consistently delivering returns over 10% since our inception in 2017.
finzy takes care of your investments
finzy helps you invest in a new asset class by connecting you with the right borrowers. You earn monthly returns by investing in personal loans that are risk optimized
finzy is an NBFC - P2P registered with RBI and our escrow accounts are Managed by ICICI Bank Trusteeship.
Quick, Simple and Paperless Documentation with Identity Based Authentication.
Automated EMI Collection
finzy collects monthly EMI electronically from multiple borrowers and consolidates the same on behalf of investors.
Follow up & Recovery
finzy has structured recovery process which comprises of calling, field visits and tie-ups with bank recognized agencies.
Why invest in finzy
We take care of your trust by assigning deserving credit rating to each borrower and supporting in investment, documentation, monthly collections, account reconciliation and recovery
Simple and Easy
Finzy supports you at every step:
- Simplified documentation
- Automating monthly collections and accounts reconciliation
- Handling recovery process and supporting legal recourse
- Visual dashboards for tracking investments
finzyFLEX offers investors an option to withdraw investments post completion of Minimum Holding Period (MHP).
Investment can be withdrawn in part or full as per investors choice. Click here to Know More
Our credit assessment of a borrower is based on a proprietary scientific algorithm that takes into account as many as 130 parameters like:
- Demographic Information
- Leverage Ratios
- No processing fees
- Field verification and Database checks
finzy ensures the investors have the choice to right borrowers.
finzy stands for transparency & trust, hence there are:
- No registration fees
- No processing fees
- No hidden charges
- We earn a fee only when you earn
The Core Team
The founding team of Finzy are professionals who have excelled in their fields ranging across finance, technology, product, sales, marketing and leadership.
Founder & CEO
Amit brings vision, business strategy and core financial sector domain knowledge to Finzy. Amit is an expert in the Indian Banking & Financial Services industry with over 19 years of experience across ICICI Bank, Credit Suisse AG and Edelweiss.
Co-founder & CTO
Abhinandan is an expert in building capabilities across geographies. He oversees Tech and Product at finzy and has over 22 years of experience with organizations like ThoughtWorks, Sabre, MindTree, Siemens, Amadeus.
Co-founder & CMO
Vishwas is the face of Finzy. With 25 years of Sales, Marketing & Distribution experience in organizations like Toyota, TVS and Dunlop,he brings in expertise in market expansion projects and creating distribution networks.
What our customers say
Here is what investors who have experienced finzy have to say
VP & Head of Operations at a Software Company, Bangalore
As someone who considers himself a seasoned investor, I have been very pleasantly surprised by the latest innovation on Finzy, namely Reinvest-Pro. The feature not only significantly reduces the risks and increases the returns, it also does so in a very seamless manner. The investor doesn't have to keep track of multiple things and can let the system work its magic, but still can change things any time he/she wishes. A great addition to the already attractive nature of the Finzy platform that every investor has to take benefit from.
Manager - Toyota, Bangalore
In this busy work life there isn't real scope to understand investment options , evaluate them , and invest. Moreover, the complications of ups and downs of market impacting my investment. Finzy is strongly recommended for people like me... I started investing 8 months back and I am thoroughly impressed with a consistent returns of ₹ 13k coming to my account as interest each month with a wonderful feature Reinvest-Pro. Now this is what I love the most - finzy takes care of my investment with my focus clearly on returns and without need to understand the financial complexities.
Home Maker, Kolkata
All my life , there was a sense of having money but traditionally kept in fixed deposit with money at bank and returns very less, till I was introduced to finzy. Now all my FD has been moved to finzy and I get almost 2.5 times FD interest coming to me every month, that's smart - it helps me take care of my monthly expenses without depending on anybody + my investment is getting reinvested.
We have been in the news
Here's What The Media Has To Say About Us
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Bridge Fintech Solutions Private Limited
(CIN : U74999MH2016PTC286583)