Finzy has been most compliant NBFC-P2P since 2017 and we take great pride in our philosophy of “Compliance First”. We are compliant with most of the changes mentioned in the August 16, 2024 RBI Review of NBFC-P2P Master Directions. We are analysing impact of new additions to the Master Direction and are working towards finding compliant solutions. In the interim, we will keep you informed of changes (if any) to our current offerings
We are finzy
finzy is India's premier peer to peer lending portal. We have been consistently delivering returns over 10% since our inception in 2017.
Hand Picked Borrowers Our sourcing methods and proprietary credit algorithm ensures that you get access to prime borrowers.
Diversified Lendings Your lendings are split into multiple loans at the click of a button.
Regular Monthly Returns Now you can start earning EMIs. Your lendings with finzy help you receive monthly returns.
finzy takes care of your lendings
finzy helps you lend in a new asset class by connecting you with the right borrowers. You earn monthly returns by lending in personal loans that are risk optimized
Trusted Platform
finzy is an NBFC - P2P registered with RBI and our escrow accounts are Managed by ICICI Bank Trusteeship.
Secure Documentation
Quick, Simple and Paperless Documentation with Identity Based Authentication.
Automated EMI Collection
finzy collects monthly EMI electronically from multiple borrowers and consolidates the same on behalf of lenders.
Follow up & Recovery
finzy has structured recovery process which comprises of calling, field visits and tie-ups with bank recognized agencies.
Why lend in finzy
We take care of your trust by assigning deserving credit rating to each borrower and supporting in lending, documentation, monthly collections, account reconciliation and recovery
Simple and Easy
Finzy supports you at every step:
- Simplified documentation
- Automating monthly collections and accounts reconciliation
- Handling recovery process and supporting legal recourse
- Visual dashboards for tracking lendings
Compliance
Compliance First Phillosophy:
- Consent Based Lending
- All repayment sent back to your bank account
- No secondary market
- Maturity Based product, no liquidity
Credit Algorithm
Our credit assessment of a borrower is based on a proprietary scientific algorithm that takes into account as many as 130 parameters like:
- Demographic Information
- Leverage Ratios
- No processing fees
- Field verification and Database checks
finzy ensures the lenders have the choice to right borrowers.
Transparency
finzy stands for transparency & trust, hence there are:
- No registration fees
- No processing fees
- No hidden charges
- We earn a fee only when you earn
Previous
NextThe Core Team
The founding team of Finzy are professionals who have excelled in their fields ranging across finance, technology, product, sales, marketing and leadership.
Amit More
Founder & CEO
Amit brings vision, business strategy and core financial sector domain knowledge to Finzy. Amit is an expert in the Indian Banking & Financial Services industry with over 22 years of experience across ICICI Bank, Credit Suisse AG and Edelweiss.
Mayank Soti
Chief Strategy Officer
Mayank is an expert in business planning and strategy. With 24 years of execution, risk and business building experience with organisations like Shyam Telelink, GE Countrywide, Tata Teleservices, EITC (du) and Edelweiss.
Rahul Tiwari
Chief Technology Officer
Rahul is the tech brain at Finzy. With 18 years of architecture, tech solutions and experience of building systems in organisations like IBM, TCS, Mindtree, Standard Chartered and TechCanopy, he brings in expertise in core technologies and building scalable systems.
What our customers say
Here is what lenders who have experienced finzy have to say
Girish Vyasamudri
VP & Head of Operations at a Software Company, Bangalore
As someone who considers himself a seasoned lender, I have been very pleasantly surprised by the latest innovation on Finzy, namely Reinvest-Pro. The feature not only significantly reduces the risks and increases the returns, it also does so in a very seamless manner. The lender doesn't have to keep track of multiple things and can let the system work its magic, but still can change things any time he/she wishes. A great addition to the already attractive nature of the Finzy platform that every lender has to take benefit from.
Kuldeep Patnaik
Manager - Toyota, Bangalore
In this busy work life there isn't real scope to understand lending options , evaluate them , and lend. Moreover, the complications of ups and downs of market impacting my lending. Finzy is strongly recommended for people like me... I started lending 8 months back and I am thoroughly impressed with a consistent returns of ₹ 13k coming to my account as interest each month with a wonderful feature Reinvest-Pro. Now this is what I love the most - finzy takes care of my lending with my focus clearly on returns and without need to understand the financial complexities.
Urmila Ramgarhia
Home Maker, Kolkata
All my life , there was a sense of having money but traditionally kept in fixed deposit with money at bank and returns very less, till I was introduced to finzy. Now all my FD has been moved to finzy and I get almost 2.5 times FD interest coming to me every month, that's smart - it helps me take care of my monthly expenses without depending on anybody + my lending is getting reinvested.
We have been in the news
Here's What The Media Has To Say About Us
Awards
Accreditations
Call us
For Support
Call us : 9341 300 300
Email us : support@finzy.com
For Grievances and Escalations
Call us : 9513 330 562
Email us : grievances@finzy.com
Office address
Bridge Fintech Solutions Private Limited
(CIN : U74999MH2016PTC286583)